Credit Reports For Florida Contractors

In Florida, to work as a State Certified Contractor the Department of Business & Professional Regulation’s Construction Industry Licensing Board requires all applicants provide credit reports for themselves and the business entity they want to qualify. Both credit reports must indicate that local, state, and federal records have been searched and personal credit reports must contain a FICO derived credit score.

Licenses, Etc. is on the Florida DBPR’s List of approved Credit Reporting Agencies. Our credit reports include:

  • FICO Score
  • Statement that Public Records have been searched at the Local, State and Federal Levels

WHY DO I NEED A CREDIT REPORT TO GET A CONTRACTOR’S LICENSE?
Your Personal Credit Report enables the State to make a decision on your Financial Responsibility enabling them to make sure that the contractor applying for the license is Financially Responsible.
WHY DO I NEED A CREDIT REPORT FOR A NEWLY FORMED BUSINESS?
The State has required that all companies must have a credit report on file. The fact that it is a new company does not negate the need to have a report run on that company.

How Can We Help You?

Don’t know where to begin in the licensing process? Received deficiency letters from the state for an incomplete application?

Testimonials

Licenses etc. made the process extremely trivial and easy. They take care of all the paper work and are very diligent. I would highly recommend to anyone applying. Lisa Adams, my direct representative was amazing, explained everything clearly and very promptly responded to any questions. Thank you!

Ivan Ordaz
11/13/2017, Belzona Florida

Have Questions About Getting Your Florida Contractor's or Business License?